About the company

Plata is a profitable UK fintech lender preparing to list on the London Stock Exchange. Plata takes its name from the Latin for 'golden'.

What we do

We have built a technology platform, powered by Open Banking and digital verification, that prices risk in real time and keeps our cost-to-serve low. It's the engine behind a fast-growing book of fixed-rate personal loans.

We're a direct lender, not a broker — we make our own lending decisions with our own funds and our own technology. That control over the full value chain is central to the economics investors are being invited to back.

Our commitment

As a responsible lender, we assess affordability carefully on every application. That discipline protects our customers and the quality of our loan book alike — supporting durable, lower-risk growth for shareholders.

The people behind Plata

✓Treat our customers with fairness, respect and understanding.
✓Put our customers at the heart of everything we do.
✓Dedicate ourselves to providing personalised products that suit you.

Award-winning lending

We've been recognised with 11 finalist nominations across major industry awards over the past three years.

Best Personal Loan Provider

2025 British Bank Awards

Best Personal Loan Provider — UK

2025 Worldwide Finance Awards

Best Loan Provider

2024 Consumer Credit Awards

Plata — now going public

Authorised and regulated by the Financial Conduct Authority and a member of the Finance & Leasing Association (FLA).